Prefix 704-520 — Charlotte, NC
704-520 identifies a block of numbers in Charlotte, NC, within the 704 area code. Every US prefix is tied to exactly one rate center; this one is Charlotte.
The rate center lies in the Charlotte-Concord-Gastonia, NC-SC Metropolitan Statistical Area. The serving LATA is 422. Local time follows the Eastern zone.
Treat the on-screen number as a hint, not evidence — 704-520 can be spoofed like any US prefix. If a call feels off, verify through an official callback number and file a complaint with the FCC or FTC.
Code-holder of record: ONVOY, LLC - NC (OCN 638E), assigned July 18, 2023. The prefix is pooled: its ten thousands-blocks can be shared among several carriers, so different 704-520 numbers may be served by different companies.
Neighboring prefixes
| Prefix | Rate center | Code holder |
|---|---|---|
| 704-517 | Charlotte | CELLCO PARTNERSHIP DBA VERIZON WIRELESS - NC |
| 704-518 | Charlotte | SPOK, INC. |
| 704-519 | Charlotte | BELLSOUTH TELECOMM INC DBA SOUTHERN BELL TEL & TEL |
| 704-521 | Charlotte | BELLSOUTH TELECOMM INC DBA SOUTHERN BELL TEL & TEL |
| 704-522 | Charlotte | BELLSOUTH TELECOMM INC DBA SOUTHERN BELL TEL & TEL |
| 704-523 | Charlotte | BELLSOUTH TELECOMM INC DBA SOUTHERN BELL TEL & TEL |
FAQ
Where is 704-520 located?
The prefix is assigned to the Charlotte rate center in NC, area code 704. It is part of the Charlotte-Concord-Gastonia, NC-SC Metropolitan Statistical Area.
Which company owns 704-520 numbers?
ONVOY, LLC - NC holds the code, but the prefix is pooled — individual thousands-blocks can be assigned to other carriers, and numbers may be ported to any provider.
Is a call from 704-520 safe to answer?
The prefix itself says nothing about the caller. Legitimate Charlotte businesses and spoofed robocalls can both display it. Never share personal data with an unverified inbound caller.