574 area code — South Bend, IN geographic

Data: NANPA public reports, current as of July 28, 2026.

The 574 area code covers South Bend, Indiana, Eastern and Central time zone, and dates back to January 15, 2002. Note that porting and VoIP mean a 574 number can be used from anywhere — the code marks where the number was assigned.

401 central-office prefixes are currently active in this code, spread across 45 code-holding carriers. Thousands-block pooling applies to 299 prefixes, so a single prefix can belong to several carriers. Its prefixes map to 59 distinct rate centers.

NANPA projects numbering capacity to exhaust in 1Q 2093.

This is one of the few NANP codes whose territory crosses a time-zone boundary (Eastern and Central), so identical codes can sit an hour apart.

Dialing: 10D locally, 10D to other codes (1+10 digit permissible at service provider discretion.).

Among Indiana codes, 574 stands out as one of the few NANP area codes whose territory spans two time zones.

To check where a specific 574 number was issued, look up its six-digit prefix; to check who is actually calling, ignore the display and verify through an official callback number — caller ID is assertable and routinely spoofed.

574 was created from 219 in 2002.

Largest localities in 574

FAQ

Is 574 a toll-free number?

No. 574 is a geographic code; calls are billed like any other domestic call. Toll-free codes are 800, 833, 844, 855, 866, 877 and 888.

Will 574 run out of numbers?

NANPA's current forecast projects exhaust in 1Q 2093 — decades of capacity remain.

Why am I getting spam calls from 574 numbers?

Scammers spoof recognizable area codes so calls look local or familiar. A displayed 574 number does not prove the call originated there — see our guide to spotting spoofed calls.

Where is a 574 number from?

574 is assigned to South Bend and surrounding areas of Indiana in the Eastern and Central time zone. The three digits after the area code (the prefix) narrow it down to a rate center.