Scam calls from 364 numbers
If an unknown 364 number keeps calling, treat the area code as scenery: fraud operations spoof Bowling Green numbers precisely because they look local and familiar. These are the documented patterns worth checking against.
The same territory answers to 270 as well, so spoofers rotate codes within the overlay complex to defeat simple blocking.
If any of these match a call you received, report it: the FTC's fraud reports and the FCC's complaint center are the channels that feed enforcement.
Documented patterns behind 364-looking calls
Neighbor spoofing
A form of caller ID spoofing in which the falsified number matches your own area code and often your NXX prefix, so the call appears to come from a nearby household and feels safe to answer.
Family emergency ('grandparent') scam
The caller poses as a grandchild or other relative in trouble — an accident, an arrest abroad — or as a lawyer or officer calling on their behalf, and begs for urgent, secret payment. Voice-cloning tools have made these calls more convincing.
Bank / fraud department impersonation
The caller pretends to be your bank's fraud department 'confirming suspicious activity'. The real goal is your online banking credentials, card number, or a real-time transfer authorization (often via Zelle or wire).
Medicare / health insurance scam
Callers pose as Medicare representatives offering new cards, back braces, genetic tests, or plan 'upgrades' to harvest Medicare numbers, which are then used for billing fraud.
Utility shut-off scam
The caller claims to be from your electric, gas, or water company and threatens immediate disconnection unless an 'overdue balance' is paid within the hour, usually by prepaid card or payment app.
Reporting channels
FAQ
Are all calls from 364 numbers scams?
No — 71 real prefixes serve Bowling Green subscribers. The point is that the displayed code alone proves nothing either way; judge the call's content and verify independently.
Can I block the whole 364 area code?
Some phones and carrier apps allow prefix-based blocking, but scammers rotate codes (including overlays 270), so blanket blocking mostly costs you legitimate calls. Silencing unknown callers works better.
Where do I report a scam call from a 364 number?
File at ReportFraud.ftc.gov (fraud and losses) and the FCC Consumer Complaint Center (spoofing and robocalls). Include the displayed number, date and what was said.